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Rick Willoughby is a Registered Principal of and securities offered through Independent Financial Group, LLC, member FINRA & SIPC. Investment Advisor Representative offering advisory services through Independent Financial Group, LLC a registered investment advisor. Real Estate offered through Independent Realty Professionals. Independent Financial Group, LLC is not affiliated with Independent Realty Professionals Inc.or Symphony Financial Services LLC. Licensed to sell securities in AZ, CA, GA, NV, OR,TN and WA.